Today I have been thinking a lot about where we will be financially in 2010. Believe it or not, this is only 2 years away. Seems like only a couple of years back my wife and I were ringing the new millennium. Boy does time really fly when children entire your lives. [...]
Filed under: Finance and Investing | 2 Comments »
Years gone by, BC(before children), we used to keep track of spending on a daily basis. This technique really helped us to stay on our budget. Actually, I had a fancy spreadsheet to enter in daily spendings and they would be totaled up on a separate page and compared against the monthly budget.
Come [...]
Filed under: Budget | 2 Comments »
Just heard on the radio about a website called FreeRice. It is a word game site that donates 20 grains of rice for each question answered correctly. Actually the grain itself is not donated, but the monetary equivalent. So far the site has raised over 4 billion grains which translates to $100,000.
How [...]
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Because of out little one condition, it seems we visit a doctor at least once a week. On top of this, there are the 4-5 visits every week from some type of therapist(occupational, physical, vision, etc). Today, was a visit to the local Children’s Hospital, where her neurologist is located. Her case [...]
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So now I have laid out our family finances in the previous posts. We are trying to come up with options on how to tackle the $50,000 in credit card debt. Currently, just the minimum payments hover around $1200 per month. Because of this, we keep feeding the debt. There will [...]
Filed under: Journal | 2 Comments »
Our current savings picture show a good and bad picture. The good news is that our retirement accounts are staying on the target that I set at the beginning of the year, even with the recent downturn. Because of the high credit card payments, the monthly infow to those accounts is not as [...]
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My wife came home from work this evening and told me that she was given a promotion to assistant center director. Currently, she is a head teacher there. Financially, this all means that she well be getting a decent hourly(not too great) rate increase, but more importantly, her hours will increase. This [...]
Filed under: Making Money | 1 Comment »
The last post gave the bad news on debt. This post shows an even more troubling picture. Because of the nearly $50000 in credit card debt, our budget is in the severe red. Current minimum payments in the cards total $1200, this is nearly the total of the $1450 that were are [...]
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I will give the bad news first. Remember, as stated in my last post, that we were credit card debt free until about 2.5 years ago. Because of a combination of medical expenses, lower income, and some not so good spending, we have a mountain of credit card debt. This is nearing [...]
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Our first child arrived in 2001, 2 days prior to 9/11. When the maternity leave was over, my wife and I decided that she would stay at home and we would live off one salary until necessary. At that time, we had lived 6 months in our new home and had some money [...]
Filed under: Journal | 1 Comment »
