Happy New Years to All

Been quiet on the blogging front for the past week.  Both parents have been sick, with mom having bronchitis.  She is just now recovering.  We also made 2 trips to the hospital last week for our little one.  Wednesday, she had an endoscopy performed to see what was going on with her stomach and food [...]

Interesting CNN Article on Credit Card Woes

I just read an article over at CNN on increasing credit card defaults.  This article really hits home with me, although the way we got into our situation is different than those with the mortgage woes.  As I reported early on, our debt has been the result of our decision to focus on our younger [...]

Rebates, Rewards and Debt Reduction

I want to outline the ways I earn a little cash online. The current methods I employ require very little of my time, but also the rewards are not super high. I guess if I put more effort in, I could do better, but I will have to evaluate that when [...]

Mid Month Report on December Budget Goal

Last month I set a goal of doing a budget for December and tracking our spending.. My hope is that we can use it as a kickstart for monthly budgeting. I can say that I probably picked the worst month of the year to do this. December includes Christmas and 3 birthdays, [...]

Oraganizational Skills

This is probably my worst trait and my primary mission for 2008 is to break free of my bad habits. I just let paperwork pile up and when they get to be too much I stuff everything in boxes. There are probably 5 bins in the basement full of stuff that should be [...]

How I Saved $80 Yesterday

We usually take our daughters to a portrait studio at major chains, usually Sears.  After spending $300 in March for some very nice pictures, I decided that this was crazy.  Usually we spend around $60-100 for birthdays and holidays.  Christmas is the worst because of the greeting cards.
After the episode in March, I ordered a [...]

PayPerPost Experiment

I was over at How I Save Money, and saw some info on PayPerPost. It has crossed my path in the past, but I decided to give the service a go. Some people seem to be doing well with it and trying does not hurt me any.
I will write a follow up post [...]

PayPal Money Market Fund

I have a few dollars in my PayPal account and expect to keep any of my online earnings there.  The earnings will be coming from rewards programs such as eBates and FatWallet as well as from affiliate programs such as Adsense and WidgetBucks.  This money probably won’t be touched any time soon, so I wonder [...]

2008 Financial Goals

Well 2007 is nearing an end. In the last post I reported on my personal goals for 2008. Financially, it has not been great for us, but this was a decision we made. For the past 2 years, we have made our little girl a priority. All our efforts [...]

Personal Goals for 2008

What do I want to accomplish by the end of next year? What an open ended question. This past year are started to blog more often. Yes, I am a late bloomer. In the past, I really had no motivation, no direction. This blog, while only a couple of weeks [...]