Emergency Fund Established: Thank You Uncle Sam

A while back I discussed how my raise coupled with the federal tax rebate would join together in fully funding our emergency fund.  Well, today I well be sending over a $4200.00 deposit to our money market fund.  This will bring that account to $5000, which is the goal for our backup fund.  With that [...]

My Photoblog is Born

A while back, I pondered whether I should startup a blog for my photography hobby. Well, yesterday I took the plunge and started one. For now I will keep it anonymous from here just for identity sake. I have been really getting into photos on my downtime, and been reading up quite [...]

Friday Link Love

I have not spread the love in quite a while, so I thought I would send it out today.

Jonathan at MyMoneyBlog talks about The Financial Freedom Ratio: A Better Way To Measure Your Net Worth?:  This seems like a simple and more effective way to gauge your net worth.  I will have to give it [...]

Mother-in-law has Arrived

The title sounds bad does it not?  It is actually not so.  She is here for a 6 month stay and will be a big help in the evenings when I am alone with the kids.  The older daughter is very happy that she will be getting extra attention, while I can concentrate on the [...]

When it is Good to Spend a Little

My wife and I just spent a weekend in New York City. It was a wonderful visit, that was planned months in advance. The back story is that we in our 11 years of marriage never had a weekend getaway. Before the house and kids, we saved up as much as possible [...]

Where have I been?

The blog has been pretty quiet this past month. It has nothing to do with lack of material or motivation. We, as a family, have been extremely busy lately. Our little one’s appointment schedule is work than my work schedule. Add to that, our older ones deserves (and demands) more attention. [...]

March Budget Final

March was a semi-successful month. It is a tough birthday month(3), but we made it through really well. As we go along, we learn to balance priorities. This month we sacrificed entertainment to offset gifts. Gas was tough as well last month. The weather has been crummy and it took [...]

Cheaper or Free Flight Options

As you know, we have to make another trip to Cleveland Clinic soon.  It was supposed to occur in March, but was pushed back because of the little one was sick and had a setback with her new medicine.   Our next visit is on May 5th.  we have the hotel lined up, but have been [...]