For the past few weeks, my wife would come home and say that the tutorial center she works at is loosing students. This is normal for the end of the school year, but the rate is worse than last year. Last week she was told that here hours would be cut down from [...]
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We had a successful month finally. This was mainly due to a larger income than planned. My wife was able to work extra hours so her pay increased. Sadly, we don’t know how many hours to plan going forward. One of the things people are cutting from their budget as the economy sours is tutoring. [...]
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This month we were very close to breaking even. What held us back? Our weekend trip to New York City. I figure that we payed around $250 for the trip out side of hotel and Broadway show ticket. The last to items were rolled into previous months’ budgets. The $250 included gas, food and gifts [...]
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A while back I discussed how my raise coupled with the federal tax rebate would join together in fully funding our emergency fund. Well, today I well be sending over a $4200.00 deposit to our money market fund. This will bring that account to $5000, which is the goal for our backup fund. With that [...]
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The title sounds bad does it not? It is actually not so. She is here for a 6 month stay and will be a big help in the evenings when I am alone with the kids. The older daughter is very happy that she will be getting extra attention, while I can concentrate on the [...]
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March was a semi-successful month. It is a tough birthday month(3), but we made it through really well. As we go along, we learn to balance priorities. This month we sacrificed entertainment to offset gifts. Gas was tough as well last month. The weather has been crummy and it took [...]
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Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]
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It is that time of the year. I had my review over at work. The review process is cumbersome and last several months and is filled with lots of politics. I have found out that it really is not up to how you do individually, but what kind of wheeling and dealing can be made [...]
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Well, 1/6th of 2008 is already over. Boy these years go by really quick as you get older. February was a great month in terms of beating our goal. Even with hospital stay for our little one, we were able to keep our income on track and even earned above normal. My wife put in [...]
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On Friday, I wrote about our decision to do a home equity loan and the closing that was occurring on Saturday. We the closing has come and gone and I am happy with our decision. Why? Because, I think this was the step we needed to take to get our finances in [...]
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