Work Related News Part 1: Hello Emergency Fund!

It is that time of the year.  I had my review over at work.   The review process is cumbersome and last several months and is filled with lots of politics.  I have found out that it really is not up to how you do individually, but what kind of wheeling and dealing can be made [...]

February Budget Final

Well, 1/6th of 2008 is already over.  Boy these years go by really quick as you get older.  February was a great month in terms of beating our goal.  Even with hospital stay for our little one, we were able to keep our income on track and even earned above normal.  My wife put in [...]

Home Equity Loan Closing: Followup

On Friday, I wrote about our decision to do a home equity loan and the closing that was occurring on Saturday. We the closing has come and gone and I am happy with our decision. Why? Because, I think this was the step we needed to take to get our finances in [...]

January 2008 Budget Final

Hard to believe the first month of the year is already over. Times files when you have too much on your hands. The budget results look bad but holds some promise. Here is the overall picture.

The bad news is that our expenses were $2217 over our income. I kind of [...]

Budgetting for Loss in Pay

My wife gets paid by the hour. Lately, she has been getting quite a few hours because of her promotion. The problem is that since our youngest has sometimes impromptu Dr’s visits, my wife looses out on pay. This is what happened on our recent trip to Cleveland and also today, as [...]

How to Budget for Upcoming Doctor Trips?

Now that we are several days removed from our trip to Cleveland Clinic, I have decided to look at future trips.  The last one cost about $1150 for airfare, hotel and extras.  The expense is very tough when trying to climb out of the debt that we are in.  Also, every time we are out, [...]

Goodbye $11 Bank Fee

In my December budget summary, I discussed getting rid of the $14 worths of fees on our checking account.  It seems we were still on an old type of account that carried an $11 monthly fee.  The bank does not even offer this type of account anymore.
I shot an email over to the help desk [...]

January Budget is Already Skewed

I just purchased 3 plane ticket for our trip to the Cleveland Clinic. We are leaving on the 10th and returning the next day. The hospital is arranging the hotel stay, so I don’t know what the cost is yet, but te plane tickets totaled $885.00. I did use eBates to link [...]

December 2007 Budget Finals

2008 has begun and I finished our first month of keeping track of our budget.  I detailed our goal in an earlier post and posted a mid month update.  As explained in the latter post, gifts were a budget killer in December, what with the Christmas Holidays, birthdays and anniversaries.  Because of this, we came [...]

Mid Month Report on December Budget Goal

Last month I set a goal of doing a budget for December and tracking our spending.. My hope is that we can use it as a kickstart for monthly budgeting. I can say that I probably picked the worst month of the year to do this. December includes Christmas and 3 birthdays, [...]