Do We Really Need On Demand Credit Card Balance Access?

I have seen this commercial several times now and each time I am dumbfounded. It is from Chase and features what I politically incorrect assume are husband and wife. She gets irritated with the quality of their TV and tells him he get go get a new TV but not to go overboard. [...]

Work Related News Part II: Early Debt Reduction

Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]

My Epiphany

Gather Little By Little is running a meme of sort, asking readers to share their moment of financial epiphany.
Ours came around Thanksgiving of last year. We had been experiencing a tough 2 years with out little one. She has special needs and has been going through countless doctors appointments with and equal number [...]

Home Equity Loan Closing: Followup

On Friday, I wrote about our decision to do a home equity loan and the closing that was occurring on Saturday. We the closing has come and gone and I am happy with our decision. Why? Because, I think this was the step we needed to take to get our finances in [...]

Home Equity Loan Closing

Tomorrow we have the closing set on our Home Equity loan. This has not been an easy decision for us, but one that is necessary to stop the leakage in our monthly budget. I figure that in the near time it will even out the budget, and will allow us to build up [...]