Yesterday, I mentioned that my wife’s hours were cut back due to a lack of students at the tutorial center she works at. I have been wondering about the drop in students. What could be causing this? Why is it more than the normal summer drop offs?
There are a couple of things I could think [...]
Filed under: Finance and Investing | 1 Comment »
A while back I discussed how my raise coupled with the federal tax rebate would join together in fully funding our emergency fund. Well, today I well be sending over a $4200.00 deposit to our money market fund. This will bring that account to $5000, which is the goal for our backup fund. With that [...]
Filed under: Budget, Finance and Investing | No Comments »
Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]
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It is that time of the year. I had my review over at work. The review process is cumbersome and last several months and is filled with lots of politics. I have found out that it really is not up to how you do individually, but what kind of wheeling and dealing can be made [...]
Filed under: Budget, Finance and Investing, Making Money | 2 Comments »
It is that time of the year again. We need to register the older daughter for the next school year , with a $50 non-refundable fee. In the back of my mind, I always think about the added cost that this bring to us. Tuition this year at the school she attends [...]
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Bankrate has an faq on the pending tax rebate. Now that it is a near done deal, I thought I would look at who is going to be left out.
In many cases, there is a rebate bonus for children. But not for all kids.
For rebate purposes, a qualifying child is one who is [...]
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Bankrate.com has good article on how waiting on the refund from the IRS is better than going through those high interest anticipation loan schemes.
Go electronic. Abandon the traditional paper return sent via the U.S. mail and file from your computer. Last year, more than 73 million taxpayers filed their returns electronically. You’ll get the money [...]
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I mentioned earlier this week, that the Fed might cut it’s benchmark interest rate. They did just that yesterday, by another 50 points. This brings the rate down to 3%. So what does this mean for consumers.
The prime rate is now at 6% (Fed rate + 3%). This means that [...]
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I just read an interesting article over at Bankrate about improving a credit score. It seems the writer had some nicks on his credit history less that 7 years ago, but has been clean on his payments on recent loans. He is looking for quick results.
I am trying to get my credit [...]
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Smart Money has a good post on the effectiveness of the new stimulus package. The basic tenant of the article is pretty good. America was due for an overall market correction, both stocks and housing.
Let’s review the patient’s symptoms. American share prices have spent the past 135 years at an average of 15 times [...]
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