Posted on July 14th, 2008 by mmj
I am still here somewhere. Life is getting settled after a crazy month with many doctors appointments, a vacation, 3 birthday parties and the first day of school for our little one. As to the doctors appointments, we still have not done our return to Cleveland yet. It keeps getting delayed because of results needed [...]
Filed under: Uncategorized | No Comments »
Posted on June 17th, 2008 by mmj
For the past few weeks, my wife would come home and say that the tutorial center she works at is loosing students. This is normal for the end of the school year, but the rate is worse than last year. Last week she was told that here hours would be cut down from [...]
Filed under: Budget, Journal | No Comments »
Posted on June 4th, 2008 by mmj
We had a successful month finally. This was mainly due to a larger income than planned. My wife was able to work extra hours so her pay increased. Sadly, we don’t know how many hours to plan going forward. One of the things people are cutting from their budget as the economy sours is tutoring. [...]
Filed under: Budget | No Comments »
Posted on May 1st, 2008 by mmj
This month we were very close to breaking even. What held us back? Our weekend trip to New York City. I figure that we payed around $250 for the trip out side of hotel and Broadway show ticket. The last to items were rolled into previous months’ budgets. The $250 included gas, food and gifts [...]
Filed under: Budget | No Comments »
Posted on April 29th, 2008 by mmj
A while back I discussed how my raise coupled with the federal tax rebate would join together in fully funding our emergency fund. Well, today I well be sending over a $4200.00 deposit to our money market fund. This will bring that account to $5000, which is the goal for our backup fund. With that [...]
Filed under: Budget, Finance and Investing | No Comments »
Posted on April 24th, 2008 by mmj
The title sounds bad does it not? It is actually not so. She is here for a 6 month stay and will be a big help in the evenings when I am alone with the kids. The older daughter is very happy that she will be getting extra attention, while I can concentrate on the [...]
Filed under: Budget | No Comments »
Posted on April 7th, 2008 by mmj
March was a semi-successful month. It is a tough birthday month(3), but we made it through really well. As we go along, we learn to balance priorities. This month we sacrificed entertainment to offset gifts. Gas was tough as well last month. The weather has been crummy and it took [...]
Filed under: Budget | No Comments »
Posted on March 18th, 2008 by mmj
Spring is arriving on Thursday, March 20th. This is a good time to evaluate look at ways to save money around the house. Today I adjusted the timer for the one automatic light that we have in the family room. As the sun now sets near 7:00pm, I shaved a couple of [...]
Filed under: Saving Money | No Comments »
Posted on March 6th, 2008 by mmj
Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]
Filed under: Budget, Debt, Finance and Investing, Making Money | No Comments »
Posted on March 2nd, 2008 by mmj
Well, 1/6th of 2008 is already over. Boy these years go by really quick as you get older. February was a great month in terms of beating our goal. Even with hospital stay for our little one, we were able to keep our income on track and even earned above normal. My wife put in [...]
Filed under: Budget | No Comments »