March was a semi-successful month. It is a tough birthday month(3), but we made it through really well. As we go along, we learn to balance priorities. This month we sacrificed entertainment to offset gifts. Gas was tough as well last month. The weather has been crummy and it took [...]
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Spring is arriving on Thursday, March 20th. This is a good time to evaluate look at ways to save money around the house. Today I adjusted the timer for the one automatic light that we have in the family room. As the sun now sets near 7:00pm, I shaved a couple of [...]
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Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]
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Well, 1/6th of 2008 is already over. Boy these years go by really quick as you get older. February was a great month in terms of beating our goal. Even with hospital stay for our little one, we were able to keep our income on track and even earned above normal. My wife put in [...]
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On Friday, I wrote about our decision to do a home equity loan and the closing that was occurring on Saturday. We the closing has come and gone and I am happy with our decision. Why? Because, I think this was the step we needed to take to get our finances in [...]
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Hard to believe the first month of the year is already over. Times files when you have too much on your hands. The budget results look bad but holds some promise. Here is the overall picture.
The bad news is that our expenses were $2217 over our income. I kind of [...]
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In my December budget summary, I discussed getting rid of the $14 worths of fees on our checking account. It seems we were still on an old type of account that carried an $11 monthly fee. The bank does not even offer this type of account anymore.
I shot an email over to the help desk [...]
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I just purchased 3 plane ticket for our trip to the Cleveland Clinic. We are leaving on the 10th and returning the next day. The hospital is arranging the hotel stay, so I don’t know what the cost is yet, but te plane tickets totaled $885.00. I did use eBates to link [...]
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Last month I set a goal of doing a budget for December and tracking our spending.. My hope is that we can use it as a kickstart for monthly budgeting. I can say that I probably picked the worst month of the year to do this. December includes Christmas and 3 birthdays, [...]
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Years gone by, BC(before children), we used to keep track of spending on a daily basis. This technique really helped us to stay on our budget. Actually, I had a fancy spreadsheet to enter in daily spendings and they would be totaled up on a separate page and compared against the monthly budget.
Come [...]
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