For the past few weeks, my wife would come home and say that the tutorial center she works at is loosing students. This is normal for the end of the school year, but the rate is worse than last year. Last week she was told that here hours would be cut down from [...]
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I have seen this commercial several times now and each time I am dumbfounded. It is from Chase and features what I politically incorrect assume are husband and wife. She gets irritated with the quality of their TV and tells him he get go get a new TV but not to go overboard. [...]
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A while back I discussed how my raise coupled with the federal tax rebate would join together in fully funding our emergency fund. Well, today I well be sending over a $4200.00 deposit to our money market fund. This will bring that account to $5000, which is the goal for our backup fund. With that [...]
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Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]
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Well, 1/6th of 2008 is already over. Boy these years go by really quick as you get older. February was a great month in terms of beating our goal. Even with hospital stay for our little one, we were able to keep our income on track and even earned above normal. My wife put in [...]
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Gather Little By Little is running a meme of sort, asking readers to share their moment of financial epiphany.
Ours came around Thanksgiving of last year. We had been experiencing a tough 2 years with out little one. She has special needs and has been going through countless doctors appointments with and equal number [...]
Filed under: Debt, Journal | 2 Comments »
On Friday, I wrote about our decision to do a home equity loan and the closing that was occurring on Saturday. We the closing has come and gone and I am happy with our decision. Why? Because, I think this was the step we needed to take to get our finances in [...]
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Tomorrow we have the closing set on our Home Equity loan. This has not been an easy decision for us, but one that is necessary to stop the leakage in our monthly budget. I figure that in the near time it will even out the budget, and will allow us to build up [...]
Filed under: Debt | 2 Comments »
I just read an interesting article over at Bankrate about improving a credit score. It seems the writer had some nicks on his credit history less that 7 years ago, but has been clean on his payments on recent loans. He is looking for quick results.
I am trying to get my credit [...]
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I will give the bad news first. Remember, as stated in my last post, that we were credit card debt free until about 2.5 years ago. Because of a combination of medical expenses, lower income, and some not so good spending, we have a mountain of credit card debt. This is nearing [...]
Filed under: Finance and Investing | 1 Comment »
