Emergency Fund Established: Thank You Uncle Sam

A while back I discussed how my raise coupled with the federal tax rebate would join together in fully funding our emergency fund.  Well, today I well be sending over a $4200.00 deposit to our money market fund.  This will bring that account to $5000, which is the goal for our backup fund.  With that [...]

Work Related News Part II: Early Debt Reduction

Monday I discussed some of the good news resulting from my year end review. The bonus money has been allocated to our emergency fund and vacation fund. Now for the better news. I will be getting a raise effective April 1. After taxes and our daughter’s school fund, we will be [...]

February Budget Final

Well, 1/6th of 2008 is already over.  Boy these years go by really quick as you get older.  February was a great month in terms of beating our goal.  Even with hospital stay for our little one, we were able to keep our income on track and even earned above normal.  My wife put in [...]

Home Equity Loan Closing: Followup

On Friday, I wrote about our decision to do a home equity loan and the closing that was occurring on Saturday. We the closing has come and gone and I am happy with our decision. Why? Because, I think this was the step we needed to take to get our finances in [...]

Home Equity Loan Closing

Tomorrow we have the closing set on our Home Equity loan. This has not been an easy decision for us, but one that is necessary to stop the leakage in our monthly budget. I figure that in the near time it will even out the budget, and will allow us to build up [...]