Today I did some more number crunching in my budget spreadsheet. The picture looks rosier than before, but depends on some important variables. I will outline them here as well as show the breakdown in our monthly budget. It is interesting to look at how, when you shift some variables here and there, you [...]
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July was a wash in terms of budget tracking. With the hospital stay(plus sleepless nights before and after) and vacation, I did not keep track of day to day spending. From the state of our checking account, I can see that we will need to dip into some of our emergency money. Thankfully, this fund [...]
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We had a successful month finally. This was mainly due to a larger income than planned. My wife was able to work extra hours so her pay increased. Sadly, we don’t know how many hours to plan going forward. One of the things people are cutting from their budget as the economy sours is tutoring. [...]
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