Steering Clear of those Refund Anticipation Loans

Bankrate.com has good article on how waiting on the refund from the IRS is better than going through those high interest anticipation loan schemes.

Go electronic. Abandon the traditional paper return sent via the U.S. mail and file from your computer. Last year, more than 73 million taxpayers filed their returns electronically. You’ll get the money [...]

Bankrate: Credit scores don’t improve overnight

I just read an interesting article over at Bankrate about improving a credit score. It seems the writer had some nicks on his credit history less that 7 years ago, but has been clean on his payments on recent loans. He is looking for quick results.

I am trying to get my credit [...]