Mortgage Rates are Looking Good

Posted on January 23rd, 2008 by mmj

For those looking to lock in a good mortgage rate or to get a jump on a refinance, now looks like a good time.  According to Bankrate, refi apps are up 92% since November.
The benchmark 30-year fixed-rate mortgage fell 18 basis points, to 5.57 percent, according to the Bankrate.com national survey of large lenders. A [...]

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The Debt

Posted on November 24th, 2007 by mmj

I will give the bad news first. Remember, as stated in my last post, that we were credit card debt free until about 2.5 years ago. Because of a combination of medical expenses, lower income, and some not so good spending, we have a mountain of credit card debt. This is nearing [...]

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